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    • Healthcare Planning
      • Medicare
      • Medicare Supplement
      • Medicare Made Simple
      • ACA Health Insurance
      • Health Sharing Program
      • Dental & Vision
      • Critical Illness
      • Cancer Insurance
    • Retirement Planning
      • Retirement Planning
      • Retirement FAQs
      • Fixed Annuities
      • Long-Term Care Planning
      • Life Insurance Retirement
    • Education Corner
New England Plan Navigator
  • Home
  • Healthcare Planning
    • Medicare
    • Medicare Supplement
    • Medicare Made Simple
    • ACA Health Insurance
    • Health Sharing Program
    • Dental & Vision
    • Critical Illness
    • Cancer Insurance
  • Retirement Planning
    • Retirement Planning
    • Retirement FAQs
    • Fixed Annuities
    • Long-Term Care Planning
    • Life Insurance Retirement
  • Education Corner

Protecting More Than Your Health.

Protecting Your Financial Well-Being.

 

Most people assume their health insurance covers everything.


Unfortunately, that’s often not the case.


Even the best health insurance plans can leave you responsible for deductibles, copays, coinsurance, lost income, travel expenses, and other unexpected costs that arise during a medical event.


At New England Plan Navigator, we help individuals, families, and retirees understand their options for creating a stronger healthcare safety net through supplemental insurance and alternative healthcare solutions. 

Whether you’re enrolled in Medicare, covered through an employer plan, purchasing individual coverage, or exploring healthcare sharing programs, we can help you identify potential gaps and build a strategy that works for your situation. 

Health Insurance Options

Why Healthcare Coverage Requires More Than One Solution

Health insurance is designed to help pay medical bills. What it doesn’t cover are many of the financial challenges that often accompany a serious illness, hospitalization, injury, or long-term health condition. Consider the costs that can arise during a medical event: 

Various financial costs and expenses listed in blocks.

Critical Illness Insurance

A serious illness can change your life in an instant.

Critical illness insurance provides a lump-sum cash benefit upon diagnosis of certain covered conditions, such as:

  • Heart attack
  • Stroke
  • Major organ failure
  • Kidney failure
  • Paralysis
  • Certain severe illnesses

The benefit can be used for:

  • Medical expenses
  • Household bills
  • Income replacement
  • Home modifications
  • Travel for treatment

The goal is simple: provide financial flexibility when you need it most. 

Cancer Insurance

A serious illness can change your life in an instant.

Critical illness insurance provides a lump-sum cash benefit upon diagnosis of certain covered conditions, such as:

  • Heart attack
  • Stroke
  • Major organ failure
  • Kidney failure
  • Paralysis
  • Certain severe illnesses

The benefit can be used for:

  • Medical expenses
  • Household bills
  • Income replacement
  • Home modifications
  • Travel for treatment

The goal is simple: provide financial flexibility when you need it most. 

Dental & Vision Coverage

Many health insurance plans offer little or no coverage for routine dental and vision care.

Standalone dental and vision plans can help reduce the cost of:

  • Preventive dental care
  • Cleanings and exams
  • Fillings and crowns
  • Root canals
  • Orthodontic treatment
  • Annual eye exams
  • Eyeglasses and contact lenses

Maintaining oral and vision health plays an important role in overall wellness and quality of life 

Get a free vision & dental quote now

Is Supplemental Healthcare Coverage Right for You?

Supplemental coverage may be worth considering if you:

 

  • Have a high-deductible health plan
  • Are self-employed
  • Are approaching retirement
  • Have a family history of serious illness
  • Want protection against unexpected healthcare costs
  • Are concerned about preserving savings during a medical event


Every situation is different, which is why personalized guidance is important.



 Not sure if your current coverage is enough?

Schedule a Complimentary Healthcare Coverage Review

 We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. 

Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options. 


All rights reserved. New England Plan Navigator is an independent insurance agency. We are not affiliated with any government agency or health sharing organization.

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